TRC SEC 17g-5

Compliant Document Hosting for Credit Ratings

SEC Rule 17g-5 requires issuers of asset-backed securities to maintain a secure website where Nationally Recognized Statistical Rating Organizations (NRSROs) can access deal documents. Our platform automates compliance — providing secure hosting, controlled access, complete audit trails, and the documentation you need for regulatory examinations.

Deploy your 17g-5 site in 48 hours.

SEC Rule 17g-5 Compliant Complete Audit Trail NRSRO Access Management

What is SEC Rule 17g-5?

SEC Rule 17g-5 promotes transparency and competition in credit ratings for structured finance products by requiring issuers to provide equal access to deal information.

The Requirement

Under Rule 17g-5, issuers and underwriters of asset-backed securities must maintain a password-protected website containing information provided to the hired NRSRO. This enables non-hired NRSROs to access the same materials and issue unsolicited ratings.

Who is Affected?

Any issuer, sponsor, or underwriter of structured finance products seeking credit ratings from an NRSRO must comply. This includes auto ABS, CLOs, RMBS, CMBS, credit card ABS, equipment ABS, and other securitization structures.

Consequences of Non-Compliance

The hired NRSRO cannot issue or maintain a credit rating if the 17g-5 website requirement isn't met. Non-compliance can delay or derail deal closings and expose issuers to regulatory scrutiny.

Platform Features

Everything you need for 17g-5 compliance in one secure platform.

Secure Document Hosting

Password-protected access for registered NRSROs. All documents encrypted at rest and in transit. Hosted on enterprise-grade infrastructure with 99.9% uptime.

NRSRO Access Management

Self-service registration for qualified NRSROs with automated credential management. Grant or revoke access instantly. Track all user activity per deal.

Complete Audit Trail

Timestamped logs of every document upload, download, and access event. Generate compliance reports on demand for SEC examinations or internal audits.

Deal-Level Organization

Separate workspaces for each transaction. Structured folder organization for offering documents, pool data, servicer reports, and ongoing disclosures.

Automated Notifications

Alert registered NRSROs when new documents are posted. Configurable email notifications keep rating agencies informed of updates without manual outreach.

Integration Ready

API endpoints for automated document uploads from your existing systems. Seamlessly integrate with servicer platforms, data warehouses, or document management systems.

Simple, Transparent Pricing

Pricing scales with your issuance volume. All plans include full platform access.

Starter

$500/mo

Up to 5 active deals

  • Secure document hosting
  • NRSRO access management
  • Full audit trail
  • Email notifications
  • Standard support
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Enterprise

Custom

Unlimited deals

  • Everything in Professional
  • Unlimited active deals
  • SSO integration
  • Custom workflows
  • SLA guarantee
  • White-glove onboarding
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How It Works

Get your 17g-5 site up and running in three simple steps.

1

Set Up Your Site

We configure your branded 17g-5 portal with secure access controls and deal workspaces tailored to your issuance structure.

2

Upload Documents

Upload offering documents, pool data, and servicer reports directly or via API. All uploads are logged with timestamps for compliance.

3

NRSROs Access & Monitor

Registered rating agencies receive credentials and notifications. You maintain full visibility into who accesses what—ready for any audit.

Frequently Asked Questions

What is SEC Rule 17g-5?

SEC Rule 17g-5 is a regulation under the Credit Rating Agency Reform Act that requires issuers of asset-backed securities to maintain a secure website where all Nationally Recognized Statistical Rating Organizations (NRSROs) can access deal information. The rule promotes competition and transparency in credit ratings by ensuring non-hired rating agencies have equal access to transaction data.

Which transactions require a 17g-5 website?

Any structured finance product for which an issuer, sponsor, or underwriter seeks a credit rating from an NRSRO requires 17g-5 compliance. This includes auto loan ABS, credit card ABS, CLOs, RMBS, CMBS, equipment finance ABS, student loan ABS, and other securitization structures.

What documents must be posted on the 17g-5 site?

All information and documents provided to the hired NRSRO must be posted to the 17g-5 website. This typically includes offering documents (prospectus, prospectus supplement), pool-level data files, servicer reports, deal performance data, legal opinions, and any other materials relevant to the credit rating analysis.

How quickly can TRC deploy my 17g-5 site?

Most clients are fully operational within 48 hours. We handle all technical setup, configure your deal workspaces, and provide training for your team. For complex implementations with API integrations or custom workflows, deployment typically takes 1-2 weeks.

How do NRSROs register for access?

NRSROs can self-register through a secure portal. They provide their organization credentials and contact information, which we verify before granting access. You can also pre-register rating agencies if you prefer to manage the onboarding process directly.

What compliance documentation do you provide?

Our platform generates comprehensive audit reports showing all document uploads, downloads, and access events with timestamps. These reports are designed for SEC examinations and internal compliance reviews. You can export reports on demand or schedule automated delivery.

Can I integrate the 17g-5 platform with existing systems?

Yes. Our Professional and Enterprise plans include API access for automated document uploads. Common integrations include servicer platforms, investor reporting systems, and document management systems. We also support SFTP uploads for batch processing.

I'm already a TRC Reporting client. Is there a discount?

Yes. Existing TRC Reporting clients receive preferred pricing on 17g-5 services, and we can streamline document uploads by connecting directly to your existing TRC workflows. Contact us to discuss integrated solutions.

TRC Reporting clients can automatically publish servicer reports to their 17g-5 site.

Get in Touch

Ready to simplify your 17g-5 compliance? Our team is here to help.

Contact Information

Whether you're launching a new securitization program or looking to streamline existing compliance workflows, we'll design a solution that fits your business.