TRC SEC 17g-5

Predictable, Premium 17g-5 Compliance.

Flat-rate per-deal pricing. The full compliance feature suite included. A purpose-built 17g-5 platform with email-based document capture, immutable audit trails, NRSRO access management, and 7-year retention — all on a transparent subscription. No metering, no surprises.

Deploy your 17g-5 site in 48 hours.

SEC Rule 17g-5 Compliant Complete Audit Trail NRSRO Access Management

What is SEC Rule 17g-5?

SEC Rule 17g-5 promotes transparency and competition in credit ratings for structured finance products by requiring issuers to provide equal access to deal information.

The Requirement

Issuers and underwriters of asset-backed securities must maintain a password-protected website containing information provided to the hired NRSRO — enabling non-hired NRSROs to access the same materials and issue unsolicited ratings.

Who is Affected?

Any issuer, sponsor, or underwriter of structured finance products seeking credit ratings from an NRSRO. This includes auto ABS, CLOs, RMBS, CMBS, credit card ABS, equipment ABS, and other securitization structures.

Consequences of Non-Compliance

The hired NRSRO cannot issue or maintain a credit rating if the 17g-5 website requirement isn't met. Non-compliance can delay or derail deal closings and expose issuers to regulatory scrutiny.

The Cross-Border Reality

Rule 17g-5 reaches well beyond domestic deals. When an EU or international securitization relies on a US NRSRO and is marketed to US institutional investors — for example, under Rule 144A — 17g-5 compliance is strictly required.

Partnering with a compliant hosting provider is what safely unlocks the world's deepest pool of institutional capital for international issuers, without adding operational risk to the deal. If your deal also falls under EU or UK rules, see our ESMA & FCA reporting service.

Platform Features

Everything you need for 17g-5 compliance in one secure platform.

Built on TRC FileVault, our secure post-closing deal vault.

Secure Document Hosting

Password-protected NRSRO access. All documents encrypted at rest and in transit on enterprise-grade infrastructure.

NRSRO Access Management

NRSROs request access by email, then an administrator verifies details and provisions credentials. Grant or revoke access per deal with full control.

Immutable Audit Trail

Timestamped logs of every upload, download, and access event. Generate compliance reports on demand for SEC examinations.

Deal-Level Organization

Separate workspaces per transaction with structured folders for offering documents, pool data, and servicer reports.

Automated Notifications

Alert registered NRSROs when new documents are posted. Configurable notifications keep agencies informed.

Email-Based Capture

Each deal gets a unique email address. CC it on all NRSRO communications — we capture, organize, and notify all other NRSROs automatically. No portal login required.

Simple, Transparent Pricing

Managed 17g-5 compliance operations, not just file hosting. Every tier includes email-based intake workflows, access governance, posting parity controls, and 7-year immutable audit evidence.

Standard

$295/mo

+ $5,000 setup (includes year one) · then $295/mo

Typical CLO, auto ABS, credit card ABS, consumer ABS, equipment ABS.

  • Site provisioned in 48 hours
  • Unique deal email for capture
  • Full compliance feature suite
  • Unlimited storage & users
  • Immutable audit trail (7-year retention)
  • SEC Exam Support
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Enterprise

Contact for quote

Sales-gated · tailored to your program

Multi-issuance shelves, programmatic issuers, regulated entities with IdP requirements.

  • Everything in Plus
  • SSO integration available via custom implementation scope
  • Custom workflows & integrations
  • Dedicated account manager
  • Exam-support retainer included
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Bundle & Save

Need more than a data room? Bundle 17g-5 with other TRC services for one operating model, coordinated support, and package-level pricing.

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Compliance Operations Included in Your Fee

Communication Log

Capture oral and written communications with rating analysts. Monthly compliance reminders ensure nothing falls through the cracks.

NRSRO Certification Tracking

Track non-hired NRSRO annual SEC certification status and support verification before granting access to deal documents.

10/10 Rule Monitoring

Trigger alerts when non-hired NRSROs access 10 deals, then run documented follow-up evidence checks for issued ratings and apply access-governance controls as needed.

How It Works

01

Set Up Your Site

We configure your dedicated 17g-5 portal with secure access controls and deal workspaces tailored to your issuance structure.

02

Upload Documents

Upload documents directly or CC your deal's unique email address. All uploads are logged with timestamps.

03

NRSROs Access & Monitor

Registered rating agencies receive credentials and notifications. Full visibility into who accesses what — ready for any audit.

Managed Compliance, End to End

We handle the technical heavy lifting at launch, hand your team a clean interface for day-to-day uploads, and run continuous monitoring in the background — so your deal stays compliant through its entire life.

White-Glove Setup & Client Control

Managed Initial Provisioning

Our team configures your compliant TRC FileVault end to end — access levels, deal workspaces, and technical settings — tailored to the nuances of your specific transaction. No setup burden on your side.

Intuitive Client Handoff

Once your vault is live, we hand over the keys. Your team uploads ongoing transaction documents through a clean, straightforward interface — no constant technical support required.

Granular Access Gatekeeping

We verify every requesting user, admitting only non-hired NRSROs that hold valid, active annual SEC certifications. Uploads are made simultaneously available to those verified agencies the moment they post.

Continuous Background Monitoring

Active NRSRO Tracking

We continuously monitor the official SEC registrations of all NRSROs. When an agency's status changes or a new entrant appears, the platform adapts automatically — no manual upkeep on your part.

Surveillance Audit Trails

Rule 17g-5 covers the entire life of the deal, including ongoing rating surveillance. We track every document version, login, and download to build a tamper-proof audit trail that stands up to regulatory scrutiny.

Automated Verification

We monitor rating issuances and site interactions to confirm that accessing non-hired NRSROs adhere to the required framework thresholds — flagging anomalies before they become compliance risks.

Frequently Asked Questions

What is SEC Rule 17g-5?

SEC Rule 17g-5 is a regulation under the Credit Rating Agency Reform Act that requires issuers of asset-backed securities to maintain a secure website where all Nationally Recognized Statistical Rating Organizations (NRSROs) can access deal information. The rule promotes competition and transparency in credit ratings by ensuring non-hired rating agencies have equal access to transaction data.

Which transactions require a 17g-5 website?

Any structured finance product for which an issuer, sponsor, or underwriter seeks a credit rating from an NRSRO requires 17g-5 compliance. This includes auto loan ABS, credit card ABS, CLOs, RMBS, CMBS, equipment finance ABS, student loan ABS, and other securitization structures.

Does 17g-5 apply to EU or international securitizations?

Yes. When an EU or international securitization relies on a US NRSRO and is marketed to US institutional investors — for example, under Rule 144A — 17g-5 compliance is strictly required. Partnering with a compliant hosting provider is what safely unlocks access to the deep pool of US institutional capital for international issuers.

What documents must be posted on the 17g-5 site?

All information and documents provided to the hired NRSRO must be posted to the 17g-5 website. This typically includes offering documents (prospectus, prospectus supplement), pool-level data files, servicer reports, deal performance data, legal opinions, and any other materials relevant to the credit rating analysis.

How quickly can TRC deploy my 17g-5 site?

Initial client onboarding is completed within 24 hours. After that, each individual deal's 17g-5 service is typically set up within an hour — we handle the technical configuration and your deal workspace so you can begin posting documents right away.

How do NRSROs register for access?

NRSROs submit their registration request by email. An administrator reviews and sets up access, then the NRSRO receives an email with initial login credentials.

What compliance documentation do you provide?

Our platform generates comprehensive audit reports showing all document uploads, downloads, and access events with timestamps. These reports are designed for SEC examinations and internal compliance reviews. You can export reports on demand or schedule automated delivery.

How does the email-based capture work?

Each deal receives a unique email address. Simply CC that address on all communications with the hired NRSRO — we automatically capture and organize the documents, then notify all other registered NRSROs. No need to log into the portal.

I'm already a TRC Reporting client. Is there a discount?

Yes. Please contact your account manager or email sales@thereportingco.com.

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Ready to simplify your 17g-5 compliance? Our team is here to help.

Contact Information

Whether you're launching a new securitization program or looking to streamline existing compliance workflows, we'll design a solution that fits your business.